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Financial Aid

Cyr Hall • University of Maine at Fort Kent • 23 University Drive, Fort Kent, ME 04743

Summer Financial Aid Process

If you would like to be considered for summer financial aid, please be aware that the process is somewhat different than applying for financial aid during the academic year.

If you would like to request Summer Financial Aid, please be aware of the following:

  1. The Summer application deadline is June 3, 2022. Financial aid (including loans) must be offered and disbursed by June 30, 2022. (Allow 3-4 weeks of processing time.)
  2. To be considered for financial aid, you must complete the Summer 2022 Financial Aid Request form. A printable version of the form is also available.
  3. Your 2021-22 FAFSA must be on file with us.
  4. The preferred time frame for completing the Summer Request form is March/April.
  5. You’ll need to register for Summer 2022 classes. Please do so before providing your Summer Request form to the financial aid office.
  6. UMFK’s summer session is the tail end of the current (2021-22) academic year. This means any financial aid received for the current academic year will be considered in the summer review process. As a result, financial aid and loan eligibility may be exhausted, limited, or not available.
  7. You must be admitted to an eligible UMFK degree program.
  8. You must meet all Satisfactory Academic Progress (SAP) requirements at the end of the Spring 2022 semester. (SAP = Federal requirements for receiving financial aid).
  9. Away Classes:
    1. If any of the courses you are planning to take are not UMFK courses, you and your Academic Advisor and the Registrar will need to complete an “Away” form.
    2. If the courses are not University of Maine System courses, it will be necessary for the other school to sign a Consortium Agreement with UMFK before any funding can be determined for that course. The Consortium Agreement will be sent to your Away school by the financial aid office. This process cannot be initiated until we have received your completed and approved Away form.
    3. The “Away” form is available for download in PDF format and can be printed from the campus website. Go to Offices > Registrar’s Office > Registrar Office Forms and search “Away” form. Provide the form to UMFK three weeks before summer class(es) begin.
  10. Direct Loans:
    1. You must be enrolled at least half-time (6 or more credits) to be considered for a Direct (Stafford) Loan. If you are eligible for a Direct Loan, the maximum amount you may borrow will be indicated on your summer offer.
    2. If you wish to borrow the Direct Loan (money) offered to you, you will need to:
      • Accept the amount you want to borrow, up to the maximum offered. (You may view and accept loan offers in MaineStreet, in your Student Center, under the Finance section.)
    3. Students who have never borrowed before through Direct Lending will need to complete an Entrance Counseling Session AND a Direct Loan Master Promissory Note (MPN). Both the Entrance Counseling and the MPN can be completed online at the Federal Student Aid website.
    4. In general, summer loan eligibility means you have not yet used up all your eligibility during the previous semesters, or you have advanced a grade level at the end of the spring semester 0-23 credits = Freshman, 24-53 credits = Sophomore, 54-83 credits = Junior. The loan limits do not change between Junior and Senior years.
    5. Loan Disbursement: Once you have applied for your loan and have completed all the loan application requirements, your summer Direct Loan will be processed, and your loan funds will be disbursed no earlier than 10 days before the start of the summer term/session. Once disbursed, your loan will be posted as a payment on your student account/bill, which can be viewed in your Student Center in MaineStreet, under the ‘Finances’ section, under, ‘Account Activity’.
  11. View Summer Aid Offer: Your request for summer financial aid will be reviewed. If you are eligible for summer aid, your summer offer will be posted as part of your 2021-22 academic year offer and is available to view in your Student Center, in MaineStreet under the Finance section. Click on “View Financial Aid”. Next, select the 2022 Aid year hyperlink for UMFK. If you have been offered summer aid, there will be a dedicated summer section available to view your summer aid package. If summer aid is not posted, either you are not eligible, or your file hasn’t been reviewed.
  12. Accept/Decline Summer Aid Offer: You will need to accept or decline all aid offers; this includes loan offers. Your accepting a loan offer in MaineStreet is your loan application. To do so, go to your Student Center in MaineStreet, under the Finance section, and click on the Accept/Decline hyperlink. Follow the instructions provided. Loan amounts can be reduced by the student in MaineStreet. Note: You can access MaineStreet by logging into the UMFK campus portal.
  13. Report Changes: Financial aid summer budgets and offers are created, based (partly) on each student’s specific summer class schedule. Budgets are reviewed according to the student’s summer class schedule at the time of your summer file review.
    1. A “change” in a class schedule and/or enrollment may create a change in aid. If you have such a “change” (i.e., add a class, drop a class, change a class or withdraw from summer school), it is very important for you to inform the financial aid office immediately!
    2. The financial aid office must be informed each time there is a new or different change.
    3. As a result of a change, aid may stay the same, increase or decrease depending on the “change”.
    4. Adjustments to your University bill may occur as a result of any such change(s).
  14. Making Payment Arrangements: Whether or not you are eligible for summer aid, if you plan to take summer classes you will need resources to pay your summer school bill. A Payment Plan is available and may be an option for you. This allows you to make payments over an extended time period. Please discuss how you plan to pay your bill with the Business Office. Doing so can prevent late fee charges. Payment plan information (and form) are available online at the UMFK Business Office website.
  15. Disbursement of Aid: Financial aid funds will be disbursed no earlier than 10 days before the start of the summer term/session. Once disbursed, your aid will be posted as a payment on your student account/bill, which can be viewed in your Student Center in MaineStreet, under the ‘Finances’ section, under ‘Account Activity’. Prior to summer aid being disbursed, “anticipated” summer aid will be available to view under: “View My Bill”.
  16. Refunds: A refund can be issued if extra funds are available. Caution: A refund can sometimes be issued with a remaining balance left on your student account/bill. If you receive a refund, review your account to be sure ALL prior balances from previous semesters are paid in full. We strongly recommend that students check their balance periodically in MaineStreet to avoid any unexpected unpaid balances and late fees. You may also contact the UMFK Business Office at 207-834-8650 if you have any refund or billing questions.
  17. Direct Deposit is available. A refund can be deposited in a student’s personal bank account. If interested, sign up for Direct Deposit online at the UMFK Business Office website. Sign-up would need to occur prior to the refund being generated.
  18. Dropping a Class and/or Withdrawing from ALL summer classes:
    1. If you decide not to take a summer class (or classes) that you have registered for, it is important for you to drop the class(es) in a timely manner. We recommend doing so before the class is scheduled to begin, otherwise, you may end up paying (in full) for the class.
    2. More information regarding dropping a class and/or withdrawing from classes, etc., is available online. Or contact the Business Office at 207-834-8650 or the Registrar’s Office at 207-834-7520.