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Financial Aid

Cyr Hall • University of Maine at Fort Kent • 23 University Drive, Fort Kent, ME 04743

Private Alternative Loan Lender List

Lender
Loan Program Name
Interest Options & Origination Fees Minimum / Maximum Repayment Options SAP Required Minimum Enrollment Degree Status Required Payment of Prior Balance
Ascent Funding, LLC (Ascent)
1-877-216-0876
Disclosure Information
Variable and Fixed Rates
No Fees
$2,001 / 
Cost of attendance minus financial aid
  • Interest Only Payments
  • Minimum Monthly Payment
No At least 1/2 time Yes Yes, up to 60 days after the end of semester
Citizens
1-888-333-0256
Disclosure Information
Variable and Fixed Rates
No Fees
$1000 / 
Cost of attendance minus financial aid
  • Total Deferment up to 6 months after graduation
  • Interest Only Payments
  • Minimum Monthly Payment
No At least 1/2 time Yes Yes, up to 180 days after the end of semester
Cognition - Custom Choice Loan
1-866-375-3637
Disclosure Information
Variable and Fixed Rates
No Fees
$1000 / 
Cost of attendance minus financial aid
  • Total Deferment up to 6 months after graduation
  • Interest Only Payments
  • Minimum Monthly Payment
No At least 1/2 time Yes Yes, up to 12 months
Cognition - Union Federal
1-866-375-3637
Disclosure information
Variable and Fixed Rates
No Fees
$1000 / 
Cost of attendance minus financial aid
  • Total Deferment up to 6 months after graduation
  • Interest Only Payments
  • Minimum Monthly Payment
No At least 1/2 time Yes Yes, up to 12 months
College Ave
1-844-422-7501
Disclosure information
Variable and Fixed Rates
No Fees
$1000 / 
Cost of attendance minus financial aid
  • Total Deferment while enrolled at least 1/2 time
  • Interest Only Payments
  • Minimum Monthly Payment
Yes Less than 1/2 time No Yes, for past due balances from the last major term of attendance (fall or spring).
Digital FCU
1-800-324-1589
Disclosure information
Variable and Fixed Rates
No Fees
$1000 / 
Cost of attendance minus financial aid
  • Total Deferment while enrolled at least 1/2 time
  • Interest Only Payments
  • Minimum Monthly Payment
Yes At least 1/2 time Yes No
Discover
1-800-223-5614
Disclosure Information
Variable and Fixed Rates
No Fees
$1000 / 
Cost of attendance minus financial aid
  • Total Deferment while enrolled at least 1/2 time
  • Interest Only Payments
  • Minimum Monthly Payment
Yes Less than 1/2 time Yes No
Finance Authority of Maine (FAME)
1-800-228-3734
Disclosure Information
Fixed Rate
No Fees
$1000 / 
Cost of attendance minus financial aid
  • Total Deferment while enrolled at least 1/2 time
  • Interest Only Payments
  • Minimum Monthly Payment
No At least 1/2 time Yes Yes, up to 12 months after the end of semester
Massachusetts Educational Financing Authority (MEFA)
1-800-449-6332
Disclosure Information
Rates based on credit score
No Fees
$1500 / 
Cost of attendance minus financial aid
  • Total Deferment up to 6 months after graduation
  • Interest Only Payments
  • Minimum Monthly Payment
Yes At least 1/2 time Yes Yes, within the current academic year and/or prior semester
NHHEAF
1-855-887-5430
Disclosure Information
Variable and Fixed Rates
No Fees
$1000 / 
Cost of attendance minus financial aid
  • Total Deferment while enrolled at least 1/2 time
  • Interest Only Payments
  • Minimum Monthly Payment
No At least 1/2 time No Yes, for past due balance from previous academic term
Sallie Mae
1-800-472-5543
Disclosure Information
Variable and Fixed Rates
No Fees
$1000 / 
Cost of attendance minus financial aid
  • Total Deferment while enrolled less than 1/2 time
  • Interest Only Payments
  • Minimum Monthly Payment
No Less than 1/2 time No Yes, up to 365 days after the end of semester
SoFi
781-856-2652
Disclosure Information
Variable and Fixed Rates
No Fees
$5000 / 
Cost of attendance minus financial aid
  • Total Deferment up to 6 months after graduation
  • Interest Only Payments
  • Minimum Monthly Payment
Yes At least 1/2 time Yes Yes, up to 180 days after the end of semester
University Credit Union (UCU)
1-800-696-8628
Disclosure Information
Rates based on credit score
No Fees
$1500 / 
Cost of attendance minus financial aid
  • Interest Only Payments
  • Minimum Monthly Payment
Yes At least 1/2 time Yes Yes, prior year at current school
VSAC
802-654-3765
Disclosure Information
Fixed Rates
0% - 5% fees based on credit
$500 / 
Cost of attendance minus financial aid
  • Total Deferment up to 45 days after graduation
  • Interest Only Payments
  • Minimum Monthly Payment
Yes At least 1/2 time Yes Yes, up to 24 months after the end of semester