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Financial Aid

Cyr Hall • University of Maine at Fort Kent • 23 University Drive, Fort Kent, ME 04743

Exit Counseling

Notice: The Income Driven Repayment plan (IDR) and calculator is a new way to make your federal student loan payments more manageable. More information is available at

About Exit Counseling

Student Direct Loan borrowers and/or Perkins Loan borrowers who drop below 6.0 credit hours (per semester) OR leave UMFK are required to complete the appropriate Exit Counseling session(s). If you have borrowed from both loan programs, two separate Exit sessions will be required, i.e., for Direct loans and Perkins loan.

A Hold will be placed on your UMFK student account until the required Exit session(s) is/are completed successfully . A Hold on a student's account will prevent them from acquiring an official academic transcript and receiving their diploma.

Important Note to Students Transferring to Another School: By completing the Exit Counseling session you are NOT necessarily putting your loans in repayment. If you inform your servicer that you are back in school (for 6.0 credits or more) and your servicer determines that you are eligible for an in-school-deferment, your loan payments will be deferred.

Once the required Exit session(s) are completed, appropriate parties will be notified electronically.

Important: Do you want to know where you borrowed or how much you borrowed? Retrieve your loan information here (Note: Student's social security number and FSA ID are required).

Direct Loan Exit Counseling

Click here to complete your Direct Loan Exit Counseling

  • FSA ID required to login (available from:
  • More information is available here
  • Direct Loan Exit questions should be addressed to the UMFK Financial Aid Office at (207) 834-7605 or email

Perkins Loan Exit Counseling

Click here to complete your Perkins Loan Exit Counseling

  • If you cannot log into your account, click on "Need help logging in?" (Note: your school code is required; please use UMFK's school code: 002041)
  • Perkins Loan Exit questions should be addressed to the UMS Loan Processing Center at (207) 581-5474, 1-800-308-6148, or email or Students may also fax the UMS Loan Processing Center at (207) 581-5458.